In “Koch, 16x,” the 20% that has influenced me the most is the section on the power of resilience and perseverance. The book delves into the life of Edward I. Koch, the former mayor of New York City, and his relentless determination to tackle the city’s challenges. Koch faced numerous obstacles during his time in…

Borrowing to buy something that depreciates, like a car or electronic device, can have financial drawbacks. Firstly, interest accrues on loans, increasing the overall cost. The borrowed amount, when repaid, often exceeds the initial purchase price. Additionally, if the item depreciates rapidly, you may end up owing more than the asset’s current value. Moreover, depreciation…

Personal finance is not the hardest subject to learn, but the hardest to implement in life. Americans all over the US struggle to keep their purses and wallets bulging with money due to many bad, incontrollable habits. Personal finance has many aspects and methods to learn and adapt into one’s schedule, but there are three…

By the age of 70, I am committed to achieving three goals that align with my passions and aspirations. Firstly, I aspire to become an International Latin Dance Champion. Dancing has been a source of joy and passion in my life, and achieving excellence in Latin dance is my goal and is the title I…

Television has become a major time-consuming activity in the modern era. In 2017, most American teenagers spent up to 20 hours a week watching television, and that average time has continued to rise. As a teenager in their sophomore year of high school, I had to record my hourly usage of tv daily. I am…

What am I willing to settle for as having achieved one year from now? I am a competitive ballroom dancer, and within the next year I am willing to work hard and achieve outstanding results in the next 4 to 5 competitions planned. On top of this physically straining goal, I will strive to manage…

Who was Harry Browne? Harry Browne was an economist who built a salesman strategy based on three principle columns. First, that all men seek happiness. Brown defines happiness as “a feeling of well-being.” Second, Browne states that happiness is relative. It can’t be everything, but it can be a wide variety of things to a…

The future is the most unpredictable aspect of life’s journey because one’s past doesn’t define one’s future, but the present does. Currently, the year is twenty twenty three and technological advances have flooded every aspect of the job market, with the creation of artificial intelligence and human-like mechanical models. Citizens are beginning to worry and…

Being a freshman in high school, I can strongly say time is the most significant resource at a students disposal. It might be hard to manage all of the school work, activities, social gatherings, and leisure time needed. Here are 3 easy tips and habits to help with managing your time. Number one is going…